We Go Above and Beyond
At Loyal Abstract, we’re a technology-driven, customer-focused title agency headquartered in Philadelphia. We provide clients with a complete range of residential and commercial title services in southeastern Pennsylvania and southern New Jersey.
We know you have a choice in title insurance agents, and we go out of our way to earn your business. We provide you with everything needed to close commercial and residential real estate transactions of all sizes and types.
Our mission is to facilitate a smooth transaction while protecting your property rights.
When you work with us, you’ll benefit from our commitment to customer service that you may not find at other Philadelphia title insurance agents. We represent many major carriers and have developed excellent working relationships with them.
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If you’re buying a new home or commercial property, your focus is on negotiating the best price and getting your desired closing date. However, purchasing an owner’s title policy is equally crucial because it protects your property rights against anything left behind by a prior owner.
Because most people buy a property with mortgages, lenders require title policies to give them similar protections against the above. A lot goes on in the world today, and ensuring the property you purchase has a clear title and buying insurance to ensure it is a vital step to take.
Pennsylvania and New Jersey are among the states with uniform rates. It means you can expect to pay the same rates with various carriers. The nationwide average price for a title policy ranges between 0.5 and 1 percent of the purchase price. It is affordable for the value and protection the policies provide.
Title insurance is a wise and necessary investment.
Even when pricing is uniform, it’s helpful to consider other factors when choosing a title insurance agent and underwriter. They include customer service, experience in your community, and overall reputation. If you ever need to file a claim, you’ll benefit from a higher-caliber company.
At Loyal Abstract, we put our customers’ needs first. It means providing the service you need with exemplary customer service throughout the process. We also understand the time around a real estate closing can be busy and stressful, so we do our part to help make it easier.
The two types of title policies cover buyers and lenders, each needing protection against past
liabilities or claims connected to the property.
Buyer’s policies cover the home or commercial property for as long as you or your heirs own it. They protect your property rights against any title problems that could arise.
Lender’s policies are taken out against the loan’s value to protect their investment in the property. The policy amount decreases as the loan is paid off.
Legal and real estate professionals can talk to you more about the value and importance of taking
out an owner’s title policy in addition to the insurance required by your mortgage lender.
When you learn more about what title insurance covers, it helps explain why it is important. Giving you examples of commonly covered items may be the quickest way to make it clear. The most significant risk is that someone else owns your property because of fraud or forgery on your title.
Another advantage is added security and peace of mind for you and your heirs.
Other important covered items can include unpaid real estate taxes by the prior owner or liens against the property for unpaid items such as child support. An owner’s title policy can also protect your investment if your property is later found unmarketable due to a title defect.
We know the communities we serve and put your convenience and satisfaction first. At Loyal Abstract, we’re licensed agents in Pennsylvania and New Jersey, with hundreds of satisfied customers. We’re ready to help with title insurance for residential and commercial properties of all sizes.
Purchasing real estate is one of our customers’ biggest investments, and we’re here to make the closing process smoother and more secure. At every step of the way, we put your needs first. We’re available to answer questions and provide any information you request.
We understand you have a choice for title insurance in southeastern Pennsylvania and southern New Jersey, and we go out of our way to earn your business. Our agency is devoted to providing you with exceptional customer service. With us, you also have access to many leading title insurers.
You’re in the right place if you’ve been shopping for title companies near you and found our website. We’re ready to help arrange buyer’s or lender’s policies for any home or commercial building. We’ll be happy to discuss your options or answer any questions you may have.
At Loyal Abstract, it’s our mission to go above and beyond what you can get from any other agent or company. We encourage you to call or contact us online today.
As a real estate agent, I have recommended Loyal Abstract’s Title Insurance Services to my clients for both residential and commercial properties. The professionalism they display is top-notch. They are extremely reliable in delivering results promptly which made the transactions run smoothly. Highly recommend their services!
I recently availed of Loyal Abstract’s insurance services when purchasing a home and it turned out to be an excellent decision. The team was incredibly detail-oriented making sure everything was correct so there would be no issues down the line. With their efficient communication, my questions were answered quickly and concisely which gave me peace of mind throughout the process!
I recently used Loyal Abstract for my commercial property and I must say their Title Insurance Services were top-notch. The attention to detail, professionalism and promptness displayed by the team was deeply impressive. They made a complex process appear quite simple. This is definitely an industry leader when it comes to Title Insurance.
If you want a title company that works around your schedule and meets your needs, Loyal Abstract is ready to help. Click any of our services below, or contact us using the phone number above, and discover the difference it makes when you have a partner that works for you.
At Loyal Abstract, we’re a technology-driven, customer-focused title agency headquartered in Philadelphia.
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